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Services

PAY

 

 MOBILE PHONE TOP-UP

VivaCell-MTS, Ucom, Beeline, Russian and Georgian operators 
- Commission fee: 0 %
- Transaction duration: instant
-Russian operators. minimum transaction amount is 100 AMD, maximum amount - 100,000 AMD.
-Georgian operators. minimum transaction amount is 1GEL, maximum amount - 100,000 AMD.
*Premium user (Russian and Georgian operators)

 

 

UTILITY BILL PAYMENTS


- Electricity, gas, water, fixed line
- Commission fee: 0%
- Transaction duration: max. 1 workday

LOAN REPAYMENTS


- Of all Armenian banks
- Commission fee: depending on the payment amount

  - up to 15,000 AMD - 100 AMD,
  - 15,001-35,000 AMD - 200 AMD,
  - 35,001- 60,000 AMD - 300 AMD,
  - 60,001 AMD and more - 0.7%

- Transaction duration: 2 banking days
-Minimum transaction amount is 1,000 AMD.
*Premium user

INTERNET


- Ucom, VivaCell-MTS, Beeline, HiLine, Interactive, Rostelecom
- Commission fee: 0%
- Transaction duration: instant

TOP-UP OF SOCIAL MEDIA ACCOUNTS


- Odnoklassniki, VKontakte
- Commission fee: 0%
- Transaction duration: instant
-Minimum transaction amount is 100 AMD, maximum amount - 100,000 AMD.

ONLINE BETTING

-Top-up of betting accounts: Vivarobet, Totobet, Eurofootball,Europe-Bet, Adjarabet
- Commission fee: 0%
- Transaction duration: instant

-Europe-Bet, Adjarabet. minimum transaction amount is 100 AMD, maximum amount - 100,000 AMD.


*Premium user

ONLINE SHOPS


- Payments in online shops
- Commission fee: 0%
- Transaction duration: instant

PARKING AND FINES


- Parking payments
- Commission fee: depending on the payment amount
  - 0-500 AMD - 0 AMD,
  - 1,000- 12,000 AMD - 200 AMD
- Transaction duration: instant

ONLINE GAMES


- Tanki Online, World of Tanks etc.
- Commission fee: 0%,
- Transaction duration: instant
-Minimum transaction amount is 100 AMD, maximum amount - 100,000 AMD.

TV


- Ucom, Interactive, NTV Plus, Rostelecom, CTV
- Commission fee: 0%,
- Transaction duration: instant

 TAXES AND FINES


- Land and property tax
- Commission fee: depending on the payment amount
  - 0-999 AMD - 0 AMD,
  - 1,000-3,000 AMD - 150 AMD,
  - 3,001- 60,000 AMD - 300 AMD,
  - 60,001- 100,000 AMD - 500 AMD,
  - 100,001 AMD and more - 0.1%  (minimum-1000 AMD, maximum - 5,000 AMD)
- Transaction duration: 2 banking days
-Minimum transaction amount is 100 AMD.

ROAD POLICE FINES

- Payments in favor of Road Police of RA
- Commission fee: depending on the payment amount
- 100-3,000 AMD - 100 AMD,
- 3,001-15,000 AMD - 200 AMD ,
- 15,001-50,000 AMD - 300 AMD,
- 50,001 AMD и более - 0.7%
- Transaction duration: instant
 -Minimum transaction amount is 100 AMD.

 

 CES


- Compulsory Enforcement Service
- Commission fee: depending on the payment amount
  - up to 15,000 AMD - 300 AMD,
  - 15,001-30,000 AMD - 500 AMD,
  - Transaction duration: instant
-Minimum transaction amount is 100 AMD, maximum amount - 30,000 AMD.

 

 

 TRANSFER

 

TO OTHER IDRAM ID

Commission fee: 0,4%
- Transaction duration: instant


*Premium user
-Minimum transaction amount is 1 AMD, maximum amount - 500,000 AMD.

   

 

 TO BANK ACCOUNT

Commission fee, depending on transaction amount.

  - up to 15,000 AMD - 100 AMD,
  - 15,001-35,000 AMD - 200 AMD,
  - 35,001- 60,000 AMD - 300 AMD,
  - 60,001 AMD and more - 0.7%
- Transaction duration: max. 2 banking days


*Premium user
-Minimum transaction amount is 1,000 AMD, maximum amount - 500,000 AMD.

TO BANK CARD

Commission fee: 1%
- Transaction duration: max. 5 minutes


*Premium user
-Minimum transaction amount is 1,000 AMD, maximum amount - 500,000 AMD.

TO IDRAM BRANCHES

Commission fee: 1%
- Transaction duration: max. 1 banking day


*Premium user
-Minimum transaction amount is 1,000 AMD, maximum amount - 500,000 AMD.

TO OTHER EMONEY SYSTEMS

Yandex.Money (conversion rate), QIWI (conversion rate), eMoney.ge (conversion rate), Webmoney (conversion rate)
- Transaction duration: instant


*Premium user
-Minimum transaction amount is 180 AMD, maximum amount - 100,000 AMD.

 

TO IDRAM MasterCard

Commission fee: 1%
- Transaction duration: max. 30 minutes


*Premium user
-Minimum transaction amount is 1,000 AMD, maximum amount - 500,000 AMD.

TO BANKS IN CASH

Armbusinessbank, Armeconombank, Unibank, BTA bank, Ardshinbank
- Commission fee: 0 %
- Transaction duration: max. 1 banking day


*Premium user
-Minimum transaction amount is 1,000 AMD, maximum amount - 500,000 AMD.

 

TOP UP

 

VIA BANK CARD

Commission fee: 0 % (for cards issued by Areximbank« VTB-Bank Armenia, Unibank, Procredit bank and foreign international banks - 1%)
- Transaction duration: instant
-Minimum transaction amount is 100 AMD, maximum amount - 500,000 AMD.

*Premium user (in case of overseas bank cards)

 

 

VIA ARCA VIRTUAL


- Commission fee: 0%
- Transaction duration: instant
-Minimum transaction amount is 100 AMD, maximum amount - according to card limit.

FROM OTHER EMONEY SYSTEMS


 Yandex.Money
- Commission fee:  3%+15RUB+conversion rate
- Transaction duration: instant


*Premium user

FROM IDRAM BRANCHES


- Commission fee: 0%
- Transaction duration: instant
-Minimum transaction amount is 100 AMD, maximum amount - 1,000,000 AMD.

FROM BANKS VIA CASH


- Armbusinessbank, Armeconombank, Unibank, BTA bank, Ardshinbank
- Commission fee: 0 %, excluding Ardshinbank*
- Transaction duration: maximum 1 banking day

VIA BANK TRANSFER


- All banks
- Commission fee: according to bank tariffs
- Transaction duration: maximum 2 banking days

VIA PAYMENT TERMINALS


- Commission fee: 0%, excluding TelCell**
- Transaction duration: instant

 

OTHER

 

INTERNATIONAL MONEY TRANSFERS


- Receive transfers via Unistream (In Idram branches)
- Commission fee: based on Unistream tariffs
- Transaction duration: instant

* Up to 10,000 AMD - 200 AMD,
10,001 - 50,000 AMD - 300 AMD,
50,001 -100,000 AMD - 400 AMD,
100,001 AMD and more - no commission fee.

** Up to 1,000 AMD - 30 AMD, 1,001-4,999 AMD - 2%, 5,000 AMD and more - 1%:

New branches in Gyumri and Artik
Idram has launched 2 new branches. Our users can now make payments and money transfers in the newly opened branches of U!Pay at the addresses 208/3 Shahumyanstr. in Gyumri and 3/1 Abovyan str. in Artik. Idram already provides services in 40branches (including the head office), which are located in Yerevan and several ...
Utility payments: February
You can already check utility debts for February and make payments.