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User rights

Claims about services provided by the company are satisfied according to Appendix 9 of Charter 8/03 "Publication of data by banks, credit organizations, insurance brokers, investment organizations, the Central Depository and payment and settlement organizations, engaged in money transfers", from June 2, 2009 by the decision N 166-Ն of the Central Bank Board, and Appendix 2 of the Central Bank Board’s decision N 225-Ն from July 28, 2009.

Appendix 9 – 1
Appendix 9 – 2
Appendix 2 – 1
Appendix 2 – 2

You can send your complaints in both electronic and paper form to e-mail and postal addresses, which are mentioned in "Contacts" section.

The possible errors, complaints and disputes can be resolved according to the procedure.

You can find the claim form below:

Complaints form

Those clients, who are physical entities have the opportunity to present their claims and complaints on transactions between the client and the company, to the mediator of the financial system.

Utility payments: September
You can already check utility debts for Septemberand make payments.
Anelik Bank’s loan repayments with 0 % commission
Anelik Banks debtors can nowmake their regular payments at Idram branches, on www.idram.am, via Idram Mobile Wallet and Idram terminals with 0% commission. The transfer of payments is made instantly. Payments made on non- working days will be transferred next work day. The minimum payment amount is 1000 AMD, maximu...