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Idram MasterCard
Idram MasterCard

Idram offers MasterCard Standard Co-branded international payment card issued together with Prometey Bank, using which it is possible to make non-cash payments online and in thousands of shops and service centers around the world.

You can also make cash withdrawals from ATMs in Armenia and NKR, as well as in more than 200 countries around the world. 


General information

  • Only Premium users of Idram Payment System can apply for the Card.
  • You must apply for the Card at Idram main office (Nalbandyan 48/1 str., Sakharov business centre). Please, bring with you your passport and social security card.
  • Card is provided free of charge, with no annually maintenance fee.
  • Card validity period is three years from the issuance date.


For additional information please check the following link.

А new service: Aregak UCO's loan repayments
Aregak Universal Credit Organizations debtors can nowmake their regular payments at Idram branches, on, via Idram Mobile Wallet and Idram terminals. The transfer of payments is made instantly. Payments made on non- working days will be transferred next work day.
New branches in Gegharkunik
Idram has launched two new branches. Our users can now make payments and money transfers in the newly opened branches of U!Pay at the addresses151a Nairyan str. in Sevan and 50/1 Yerevanyan Martuni. Idram already provides services in 52 branches, which are located in Yerevan and several other cities of Armenia ...